Invest in Bitcoin with Just ₹100 in India: A Beginner’s Guide

Cryptocurrency is becoming increasingly accessible in India—now, you can start investing in Bitcoin with as little as ₹100. Here’s how the landscape has evolved and why this is a game-changer:

Fractional Ownership of Bitcoin

Unlike a whole Bitcoin, which costs around ₹1.05 crore today, the cryptocurrency can be bought in fractions (called satoshis). This allows investors to enter the market with minimal amounts. Platforms like CoinDCX, Mudrex, Unocoin, WazirX, Flitpay, and CoinSwitch support purchases as low as ₹100

How to Buy with ₹100: Step-by-Step

Here’s a simplified guide using any of the major Indian exchanges:

1. Choose a Crypto Exchange
   Select a trusted platform like CoinDCX, WazirX, or Unocoin—all allow ₹100 minimum purchases
2. Sign Up and Complete KYC
   You’ll typically submit your PAN, Aadhaar, and a selfie to comply with Indian regulations
3. Deposit ₹100 INR
   Use UPI, IMPS, or net banking to deposit the money into your exchange wallet
4. Buy Bitcoin
   Go to the Bitcoin (BTC) page, enter ₹100, and buy. You’ll receive a fraction of a Bitcoin accordingly
5. Store Securely
   Keep your BTC in the platform’s wallet or transfer to a cold wallet for enhanced security.

Start a Systematic Bitcoin Plan

Many exchanges like Unocoin and Mudrex offer Systematic Buying Plans (SIPs) or recurring buys, letting you invest ₹100 daily, weekly, or monthly. This helps average out volatility and build holdings over time

Benefits of Micro-Investing

• Beginner-Friendly: Low-risk entry for crypto newcomers
• Portfolio Diversification: Helps spread investments across assets
• Dollar-Cost Averaging: Reduces market timing risks
• Build Discipline: Start small and gradually scale

ZebPay highlights that fractional ownership empowers individuals to invest even with limited funds

Points to Watch

• Platform Fees: Small investments could be disproportionately affected by transaction fees—choose low-cost platforms
• Regulatory Uncertainty: Cryptocurrencies aren’t legal tender in India, though buying/selling is allowed; tax rules apply
• Volatility Risk: Bitcoin prices are highly volatile—invest only what you can afford to lose

Why ₹100 Matters in the Big Picture

Even tiny investments can compound over time. For example, ₹100 monthly SIPs could grow significantly during bull cycles. Plus, they help new users get comfortable with the market mechanics before scaling up.

Final Takeaway

Thanks to fractional Bitcoin and user-friendly Indian platforms, you no longer need large capital to start. With just ₹100, you can:

• Start building crypto exposure
• Experience hands-on how buying, storing, and selling works
• Leverage SIPs to manage volatility and grow steadily

Just choose a reliable crypto exchange, do your KYC, invest ₹100, and begin your crypto journey today!